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Individual Profile
Professional Designations
Mortgage Banker
Business Certifications
MVHC -Military & Veteran Housing Certified
Professional Associations
VAREP, NAHREP
Cities Served
Elk Grove, California
Sacramento Region, California
Elk Grove, California
Lodi, California
Galt, California
Roseville, California
Placer, California
Rocklin, California
El Dorado Hills, California
Antelope, California
Natomas, California
Yuba City, California
Davis, California
Stockton, California
Vallejo, California
Granite Bay, California
Languages Spoken
English/ Spanish
Ricardo Pacheco
CPC Mortgage Banker #NMLSR 454956
Chase Bank
8725 Elk Grove
Elk Grove California, 95624
Phone: (916) 747-5913
Email: rpacheco916@gmail.com
Industry: Loan Origination / Broker
DD214 Certificate MVHC Certification

Business Profile

I am a USMC veteran and served my country from 1983-1991 as a mountaineer/survival instructor and infantry leader; I faced many life challenges and difficult obstacles, but in the end I always succeeded and completed all of my assignments beyond expectations. This has been critically valuable to my approach in everything I do. The last 13 plus years of helping homeowners obtain a clear and precise understanding of what a mortgage loan is and how it works. VA loans! 

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