I am a USMC veteran and served my country from 1983-1991 as a mountaineer/survival instructor and infantry leader; I faced many life challenges and difficult obstacles, but in the end I always succeeded and completed all of my assignments beyond expectations. This has been critically valuable to my approach in everything I do. The last 13 plus years of helping homeowners obtain a clear and precise understanding of what a mortgage loan is and how it works. VA loans!